The Co-operators believes…

• in holding the highest level of integrity as our standard of conduct
• that our success depends on meeting and anticipating our clients’ needs
• in enhancing the excellence of our products and services through innovation
• in fostering open communication, teamwork and team spirit throughout the organization
• good business depends on responsible corporate citizenship
• co-operative principles, which complement our values
• in balancing economic, environmental and social priorities as a responsible corporate citizen
• that we are accountable for operating our business within a closed ecosystem