Last Updated: Apr 23, 2024
Why do I need farm and ranch, homeowners, condominium, or renter insurance?
Cascade Farmers Mutual Insurance knows what matters most to you. That's why we specialize in providing farm and ranch, home, condominium, and renter insurance policies based on your specific needs. Insurance can help you with your peace of mind, knowing that in the event of a covered loss, your damaged home will be rebuilt and your destroyed belongings will be replaced.
 
What if I don't have insurance?
Without insurance, you'll be responsible for protecting your property, possessions and liability exposure. For instance, if your house burns destroyed by a fire, you'll need to rebuild your home and replace all your damaged possessions with only the funds you have or can obtain. Do you usually have $500,000 readily available in case something like this happens? If so, could you be putting that money to better use instead of having it sit there just in case something happens?
The types of insurance policies we offer are:
 
Farm and Ranch Insurance Polices
Cascade Farmers Mutual Insurance Company offers a Farmowner Insurance Package for your Montana farming and ranching needs:
  • Dwelling
  • Other structures
  • Personal property
  • Additional living expense
  • Personal Liability
  • Medical Payments
  • Endorsements for expanded
  • Replacement cost, sewer backup, jewelry, artwork,
  • Guns, Other scheduled personal property, personal Injury Identity Theft etc.

Tenants/Condominiums Insurance Policies
Condominium owners are covered for accidental damage to improvements you make in your unit for which your association's policy does not provide coverage, subject to your condo insurance policy limits. Coverage for the personal property of those who need renters insurance or for condominium owners.

  • Dwelling
  • Other structures
  • Personal property
  • Premises Liability
  • Medical Payments
 
Rental Property Insurance Policies
Renters insurance also provides coverage for your household contents and personal belongings. You may think your couch, coffee table, sweaters, shoes, coats, TV, VCR and CD player aren't worth a lot, but those items all add up when you have to replace them.
  • Personal Liability
  • Personal/Farm Liability
  • Premises Liability
 
Auto Insurance Policy Sold by Cascade Farmers Mutual Insurance Agency
We are now able to offer automobile insurance to make a complete package for all of your Property Insurance and Liability Insurance needs. Discounts may apply for multiple policies.
**Only up to the limits of the insurance coverages purchased.
We have Agents throughout the state of Montana. Whether you live in or around Billings, Great Falls, Butte, Bozeman, Missoula, Helena, or Kalispell we have agents in those cities and lots of smaller towns in-between. Click here to check out our agent map for an agent near you!
 
We service all 56 Counties in Montana: Beaverhead, Broadwater, Flathead, Gallatin, Granite Lake, Lincoln, Madison, Mineral, Missoula, Park, Powell, Ravalli, Sanders, Blaine, Choteau, Carbon, Cascade, Deer Lodge, Glacier, Golden Valley, Hill, Jefferson, Judith Basin, Lewis & Clark, Liberty, Meagher, Pondera, Silver Bow, Stillwater, Sweet Grass, Teton, Toole, Wheatland, Big Horn, Carter, Custer, Daniels, Dawson, Fallon, Fergus, Garfield, McCone, Musselshell, Petroleum, Phillips, Powder River, Prairie, Richland, Roosevelt, Rosebud, Sheridan, Treasure Valley, Wibaux, Yellowstone
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