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First Federal Savings Bank

With over 22 years of mortgage lending experience, I’m excited to share my knowledge and expertise when helping you build, purchase, or refinance your home. During this exciting time, I’ll be with you every step of the way, from loan application to the closing, and beyond. My goal is to assist you in obtaining the best loan product for your individual situation, and to make your home financing experience a positive achievement. Your trust is my top priority.

First Federal Savings Bank has specialized in home financing for over 50 years. We service our own loans so your loan always stays local.

LOAN PRODUCTS TO FIT EVERY NEED
 

  • Low down payment options and low closing costs
  • First Time Homebuyers Program
  • Construction loans
  • Investment lending
  • FHA loans
  • Jumbo loans
  • Portfolio loan options (when appr






Google is making a giant change this week that could crush millions of small businesses – Apr 21/15

Google has made a major update to its mobile search algorithm, the move is causing ripples across the web. Websites not deemed mobile-friendly will be dropped down the search rankings, dramatically reducing the number of visitors to a site. Search engine ranking experts have called the potential fallout from the changes "mobilegeddon". Businesses at risk are those who don’t know about it.

After 21 April 2015, a lot of small businesses are going to be really surprised that the number of visitors to their websites has dropped significantly. This is will affect millions of sites on the web.” Companies spend significant amounts of money and effort to appear high up in Google rankings, with places on the first page of results highly prized. Text that is too small to read on a mobile device, plus links that are too close together, will fall down the mobile ranking list. Most businesses are now getting 50% to 60% of search results from mobile devices. If you’re not ready your search results are going to halved!

How are business
AFFECTED by Mobile?
90%
Take action
from a
search
Defined as call,
visit or
purchase
94%
Have
searched
for local business
Are they finding
your business
first?
57%
Use their smartphones to search daily
Often they search
multiple times
per day

With Homemove.biz your mobile site is FREE. Easily changeable and exportable to work with your other websites.

For more info CLICK HERE or call Clements Clements at 1-877-613-2232